Get a Free Car Loan Quote – No Credit Check Required
Looking for the best car loan rates or a chattel mortgage for your business? The Lending Link makes financing simple by connecting you with expert brokers who find the most competitive loan options tailored to your needs.
Personal Car Loans – Flexible finance solutions for your next vehicle.
Chattel Mortgages – Business-use vehicle financing with potential tax benefits.
No impact on your credit score! Answer a few quick questions to get started. View FAQ’s
FAQ’s
Why Choose The Lending Link?
Tailored Solutions: We focus on connecting clients with financing options that match their unique requirements and financial goals.
Expert Guidance: Our network of professional brokers offers trusted guidance and insights, ensuring clients make informed financial decisions.
Premium Loan Options: We specialize in providing access to top-tier lenders that offer low-interest rates and flexible terms, exclusively for creditworthy clients.
Time-Saving Process: Instead of searching through countless lenders, we simplify the process by bringing the best options to you, saving time and effort.
Trusted and Verified: We work only with accredited brokers, ensuring reliability, professionalism, and integrity in every transaction.
What does a broker do?
A broker helps you find the best financial products, such as loans or insurance, by comparing different options from multiple lenders or providers. They work as an intermediary to simplify the process and ensure you get a deal tailored to your needs.
Moreover, they know lenders credit policy and appetite, ensuring that your eligible for the finance product, ensuring that you secure the best possible finance package whilst maintaining your great credit score.
Brokers do the legwork for you, saving you time and effort. Instead of contacting multiple lenders, they provide a variety of options in one place and guide you through the application process.
Does enquiring with The Lending Link or speaking to a broker impact my credit score?
No, submitting your request with The Lending Link and speaking to a broker does not affect your credit score. This is a key benefit rather than using traditional financing options such as, going to the bank or the dealership where it will impact your credit score immediately.
Speaking to a finance broker is the smart away to ensure that you receive the best finance package whilst maintaining your credit score.
Your credit score will only be affected once you’ve chosen a finance option with your broker and submitted an application with that lender.
What is a Chattel Mortgage?
A chattel mortgage is a financing option for businesses and employees to purchase vehicles, equipment, or other work-related assets. With this loan, you gain ownership of the asset from the start, while the lender provides the funds for the purchase. You then repay the loan over a set period, making it a flexible way to acquire essential assets for your business
A chattel mortgage is a popular vehicle and equipment financing option for those who want to own their vehicles and take advantage of potential tax benefits. It’s ideal for businesses that primarily use the vehicles for work. However, it’s crucial to consult with your accountant for tailored financial and tax advice.
How is interest rate determined?
Your interest rate is influenced by factors such as whether you’re a homeowner, renter, or boarder, the age of the asset, your employment length or status, the length of time your business has been operating, as well as your credit score and history. While these are key considerations, other aspects may also affect the rate. A broker will evaluate your unique situation and help you find the best available options.
