FOR AUSTRALIAN BUSINESS OWNERS & ABN HOLDERS

Get Matched With The Right Business Car Loan Broker.

Get a business car loan quote in minutes. See how Australian business owners and ABN holders get matched with an accredited broker for a business car loan or chattel mortgage — without a hit to your credit score.

BUSINESS CAR FINANCE MADE SIMPLE

Get Matched With The Right Business Car Loan Broker

  • A quick walkthrough for business owners and ABN holders on how to get matched with the right broker — without a hit to your credit score.
THE PROBLEM

One Lender. One Rate. No Comparison.

  • Going direct to your bank means seeing a single offer, with no guidance on chattel mortgage structuring.
  • Every extra enquiry can ding your credit file — before you’ve even compared anything.
THE MECHANISM

We Match You With A Broker, Not A Product

  • The Lending Link connects you with an accredited broker who compares business lenders on your behalf.
  • Zero credit-score impact from the enquiry itself.
THE OFFER

What You Actually Get

  • A business car loan or chattel mortgage tailored to your ABN and vehicle use
  • Clear, plain-English guidance on GST and tax deduction eligibility
  • A curated shortlist — not a cold-call list
WHAT HAPPENS NEXT

Fill In The Form Below

  • Submit the short application under this deck.
  • Get matched with your broker and start comparing offers.
ORIGIN STORY

Why The Lending Link Exists

  • Business owners kept getting a single generic quote instead of a real comparison.
  • We built a platform that puts multiple accredited brokers to work for your business instead.
WHAT MAKES US DIFFERENT

A Matching Platform, Not A Lender

  • We’re not pushing one product to hit a target.
  • Our brokers are accredited and compete for your business on your terms.
PROOF

Trusted By Business Owners Across Australia

  • A panel of leading lenders offering business car loans and chattel mortgages.
PROOF

A Faster Path To Approval

  • Instead of weeks chasing individual banks, most applicants are matched with a broker within one business day.
MECHANISM — STEP 01

Submit Your Enquiry

  • A few quick questions about your business and the vehicle you need to finance.
  • Takes under 3 minutes, no documents required yet.
MECHANISM — STEP 02

Get Matched With A Broker

  • You’re paired with an accredited broker suited to your industry and business profile.
MECHANISM — STEP 03

Compare And Choose

  • Your broker shortlists real chattel mortgage and business car loan offers across our lender panel.
  • You choose the terms that work for your business.
MECHANISM — STEP 04

Secure Your Finance

  • Your broker manages the paperwork and settlement with your chosen lender.
THE OFFER STACK

Everything Included, At No Cost To Apply

  • Multi-lender comparison
  • Guidance on chattel mortgage structuring, GST and tax deductions
  • No-credit-impact enquiry
  • Dedicated broker support throughout
WHO THIS IS FOR

Built For Business Owners And ABN Holders

  • Sole traders, ABN holders and companies financing a vehicle predominantly for business use.
  • An active ABN and a reasonable credit profile gets you access to the sharpest available rates.
OBJECTION

“Will This Affect My Credit Score?”

  • No. Your enquiry with us does not touch your credit file.
  • Your file is only affected once you submit a formal application with a chosen lender.
OBJECTION

“What If I Don’t Get Approved?”

  • You’re not limited to one lender’s decision.
  • Our panel means more paths to approval, not a single point of failure.
OBJECTION

“Why Not Just Go To My Bank?”

  • Your bank shows you one offer: theirs.
  • We show you a genuine comparison across the market.
GET STARTED

Get Matched With Your Business Car Loan Broker Today

  • Complete the short application below the deck.
  • No cost, no credit-score impact, no obligation.
Click to continue →

See If You Qualify

Start your journey here. No obligation, no credit impact.

Questionnaire Two - Chattel Mortgage

HOW IT WORKS

From Application To Approval In 3 Simple Steps

STEP 1

Tell Us About Your Business & Vehicle

Fill out one quick form with a few details about your business and the vehicle you need financed.

STEP 2

Get Matched With A Broker

We match you with an accredited broker from our network who can secure the sharpest rate for your situation.

STEP 3

Get Approved And Drive Away

Once approved, funds are released and you drive away in your new vehicle — often within days.

COMPARE ACROSS AUSTRALIA’S TOP BUSINESS LENDERS

NAB
ANZ — business car loan lender in our network
metro-badge
Wisr, car loan, finance
Pepper Asset Finance, Chattel Morgage, Car Loan, Finance
Angle Finance, Chattel Morgage, Car Loan, Finance
Morris Finance, Chattel Morgage, Car Loan, Finance, Commerical
CBA
ANZ
Suncorp
WBC

Frequently Asked Questions

We connect you with accredited brokers who compare business car loan and chattel mortgage lenders on your behalf. That way, you save time and gain access to competitive rates you might not find going direct to one bank.

A broker compares business finance products across multiple lenders. Then they match you to the best fit for your ABN and vehicle use, and manage the application process on your behalf.

No. Submitting your details does not affect your credit score. Instead, your file is only affected once you choose a lender and formally submit an application with them.

Common options include chattel mortgages, business car loans, commercial hire purchase and novated leases. So your broker can help you work out which structure suits your ABN and how the vehicle is used.

A number of factors affect your rate — for example, your business’s credit history, time trading, the vehicle type and how it’s used. Your broker will match you with lenders suited to your situation.

Most applicants are matched with a broker within one business day. After that, formal approval typically takes a few days, depending on the lender and documentation provided.

Typically your ABN details, business financials or BAS statements, and ID. Also, your matched broker will confirm exactly what your chosen lender requires.

Yes — a chattel mortgage and most business car loans require an active ABN. In addition, the vehicle needs to be used predominantly for business purposes.

Yes. Sole traders, ABN holders and self-employed applicants can apply. However, you may need to provide additional evidence of income or trading history.

Eligible businesses can often claim the GST on the purchase price upfront through a chattel mortgage, up to the ATO car limit. So speak to your accountant to confirm your eligibility and how it applies to your situation.

Yes, most lenders on our panel will finance a used vehicle. That said, it’s subject to age and condition limits that vary by lender.

Loan amounts vary by lender. Generally, though, our panel covers a wide range, from smaller vehicle purchases up to larger commercial vehicles. Your broker can advise what’s available for your situation.

A limited credit history doesn’t rule you out. In fact, our panel includes lenders who take a broader view of your business.

Yes, some lenders can offer in-principle approval before you’ve chosen a specific vehicle. That can help when negotiating with a dealer or seller.

No. There’s no cost to submit an enquiry or be matched with a broker through The Lending Link. However, any fees charged by a lender will be disclosed by your broker before you proceed.

Your matched broker will be in touch to discuss your options, confirm details, and guide you through comparing offers and completing your chosen lender’s application.

Most business car loans and chattel mortgages allow early payout, though some lenders may charge an early exit or break fee. So your broker can confirm the terms before you commit.

A past default doesn’t automatically rule you out. Instead, our panel includes lenders who consider applications on a case-by-case basis for businesses with credit history issues.

Not always. In fact, some chattel mortgages and business car loans can be arranged with no deposit, depending on the lender and your business’s financial position.

Yes — if you’re a company director or an employee paid a wage, a novated lease may suit you better than a chattel mortgage. So let us know in your enquiry and we’ll match you with the right option.

WHAT OUR CLIENTS SAY

Real Reviews From Real Clients

This page is not financial advice. The Lending Link is a broker-matching platform, not a lender. © 2026 The Lending Link.